00:00 – You spent more than a decade on Wall Street before moving into healthcare and personal injury. What convinced you to make that leap?

Chris Conefry: Well, I've spent about 15 years on Wall Street, and what you learn there is how to understand risk, manage risk, and find value in an asset.

So when I was introduced to the personal injury ecosystem, the transition was actually pretty natural. At its core, it's simply a different asset class.

There's long duration, there's uncertain outcomes, and it's something you have to really understand and underwrite properly and understand duration and collection curves in many cases.

But there's one enormous difference, and that's that there are real human beings attached to the other side of this asset, and these are people that have been injured through no fault of their own.

They're trying to get the medical care that they need and navigating a system that is incredibly difficult at times, often against an institution that has many more means and expertise than they do.

So if we can use capital, technology, and our relationships to help connect all these people with the highest standard of care and level that playing field, there's a real purpose in that.

In a sense, I don't really feel like I ever left Wall Street. I just took what I learned there along the way, all the things I learned there, and found a much more meaningful place to apply it.